Most people tend to think that their most valuable asset is their home, their investment property or their brand new car.

But what many people don’t consider to be an asset, could be the most important one – your income (and ability to earn an income in the future).

An Australian Financial Review article came across many of the desks at PSK Financial Services last Thursday detailing the story of Simon Eldridge, a managing director at Credit Suisse who was diagnosed with ‘Motor Neurone Disease’ (MND) two and a half years ago and whose health has steadily declined ever since.