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PSK Monthly Newsletter
How to spot a scam
19 Aug 2021

Scammers’ techniques are becoming more sophisticated every day, with the most successful scams often targeting vulnerable groups by posing as organisations of authority. With online scams on the rise during COVID-19, here are a few tips to protect yourself.
PSK Monthly Newsletter
Salary sacrificing into super - how it works
19 Aug 2021

Choosing to reduce your take home pay and make additional contributions to your superannuation through your employer can reduce the amount of income tax you pay and increase your retirement savings.
PSK Monthly Newsletter
Super bring-forward rules now apply to more people
19 Aug 2021

The government recently announced changes to non-concessional super contributions under the “bring-forward” rules. If you’ve reached your concessional contributions cap, received an inheritance, or have money from the sale of a large asset, non-concessional contributions may be a good way to top up your super.
PSK Monthly Newsletter
What do you need to think about when deciding when to retire?
19 Aug 2021

The Association of Superannuation Funds of Australia’s Retirement Standard shows that a 65-year-old single person retiring needs an annual income of $44,224 to live comfortably in retirement, but this will depend on your health and lifestyle.
PSK Monthly Newsletter
Could UK Inheritance Tax Affect Your Estate?
23 Jul 2021

The United Kingdom inheritance tax is currently levied at a rate of 40% where the net estate exceeds £325K. If you think that your estate would be exempt from the tax just because you no longer live in the UK you could be surprised. Clare Hesbrook and Jana Sosner from Russell Kennedy Lawyers share their insights which are relevant to UK expats and the many Australians that have lived in the UK at some point.
PSK Monthly Newsletter
Your guide to the super guarantee (SG) and rate changes
23 Jul 2021

From the 1st of July 2021, for eligible Australian employees, employers will increase Superannuation contributions from 9.5% to 10%. This article explains what you need to know, and when further increases might be expected.
PSK Monthly Newsletter
Quarter in Review & Outlook
23 Jul 2021

Chris Lioutas, PSK’s Chief Investment Officer reviews the key drivers of the stellar second quarter market performance against a back drop of increasing inflationary concerns and rising virus cases. Looking forward, the markets will be focused on the pace of reopening at home and abroad, and central banks continuing to support government stimulus despite mounting inflationary pressures.
PSK Monthly Newsletter
Considerations for different retirement living options
23 Jul 2021

When thinking about where and how you want to live in retirement, downsizing your home can seem like an attractive option. But you should also consider independent living and assisted living arrangements depending on your current financial situation and future health care needs.
PSK Monthly Newsletter
Market & Economic Update – June 2021
29 Jun 2021

In this months market and economic update we take a look at the inflationary pressures mounting in the global economy and some of the considerations facing central banks to manage market volatility.
PSK Monthly Newsletter
How to make the most of this year's tax return
25 Jun 2021

Here’s a quick guide to work related tax deductible expenses that can help you maximise your tax return for the 20/21 financial year ending June 30.
PSK Monthly Newsletter
What is capital gains tax and when might I have to pay it?
25 Jun 2021

It is the EOFY, and now is the perfect opportunity to get on top of your investments and understand what your tax implications may be. This article outlines the general rules of capital gains tax, which could help you reduce the amount you need to pay on any capital gains through your annual income tax return.
PSK Monthly Newsletter
Dietary fat and heart disease — is it a done deal?
25 Jun 2021

Contrary to past nutritional advice promoting low-fat diets, recent research show that healthy fats can be beneficial for your health. Dr Ross Walker looks at the latest studies and provides his opinion on this highly debated topic.

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